Alright, I just have to share because..well that's what blogs are for and I am just dang proud of myself. I've got to give a shout out to my BFF Tiffany who really pushed me to fight Bank of America, she is my inspiration :).
So.. I was balancing my checkbook yesterday and looking at my account online and they once again charged me the $12.00 Monthly Maintenance Fee...and I just snapped! I mean seriously, why am I paying them to "maintain" my money when they aren't doing anything for me?! I called USAA and asked them about their no fees and told them to sell me on their Banking (I always hear great things about them- thanks Kristen).
Well I called Bank of America and threw the smack down. Told them I was done paying fees and then the girl tells me that if I switch from a "regular checking account" to a "Myaccess checking account" AND have Direct Deposit (which mind you I've had since January) then the fee would be voided.
WHAT THE FREAK? So there is some magical way to not have fees? That no one ever tells you about. And there is absolutely no difference between the two types of accounts one just has the option to void your fees. AH! Then I ask for a Manager, I'm over this. I tell him everything and say that if they don't reimburse me for the months I've paid fees then I'm done with BOA and headed to USAA.
Well... it worked. They reimbursed me for the last 90 days (apparently that's as far back as they go and believe you me, I fought for more) which equals $36 bucks back in my pocket and the fact that I will now no longer be shelling out $12 a month = money saved.
After I got off the phone, I was on a high...it's empowering to fight the Man for what you want and get it! So I called Sprint. Ya I've been with them forever and I'm tired of paying a truckload more than everyone else...
An hour later, I'm paying $10 bucks less a month for a plan that is entitled "Any Mobile" which basically allows me to call everyone with a cell phone as much as I want, plus unlimited texting, pictures, internet, GPS, etc. Incredible.
Oh and did I mention that I got a free phone too? It'll be here in 3 days.
Booyah.
Bring on the Health Care Plan I think I can work that one over too...
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5 comments:
Way to go, girl! Next time I need to lay the smack down, I'm calling you!
Oh snappity snap snap!!!
way to go Miranda!! You have inspired me...I think I am going to call my cell service too!!
You go girl!!! You tell 'em how it is!
You're one tough cookie--when you discover other ways to save money, let me know!
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